The Perfect Home Loan for U.S. & Canadian Buyers

Are you a U.S. or Canadian citizen looking to purchase your dream home in Mexico? Intercam Dream Loan offers a seamless, secure, and fully digital mortgage process designed specifically for international buyers.

Why Choose Intercam Dream Loan?

With financing in U.S. dollars, borrowers can secure up to 65% of their home’s appraised value with flexible loan terms ranging from 5 to 25 years. The loan comes with a fixed interest rate, providing stability for your investment. There are no prepayment penalties, so you can pay off your loan early without extra costs. The One-Stop Banking® experience ensures a hassle-free, fully digital process, allowing for quick and easy approval.

Eligibility Criteria

Applicants must be U.S. or Canadian citizens or residents. The minimum property value must be $250,000 USD, and a minimum credit score of 700 is required.

The Loan Process: Step by Step

The process begins with pre-qualification, where applicants submit a loan application and undergo an initial financial review. This is followed by property evaluation and approval, which includes commercial and cadastral appraisals, title search, and approval letter issuance. Finally, the closing and post-closing steps involve escrow account setup, trust contract and deed registration, final loan conditions, and title policy issuance.

Required Documents

To apply for an Intercam Dream Loan, applicants must provide a valid passport, proof of residency in their home country, and SSN or SIN for credit report verification. Financial statements from the last six months and tax returns from the last three years are required. If applicable, a marriage certificate and power of attorney documentation must also be submitted.

Start Your Homeownership Journey Today!